Payment Arrangements

The cost of medical care is a significant commitment of financial obligation. SSM Health offers a variety of options to assist you in managing these obligations and responsibilities.

We provide the financial options below for SSM Health hospital bills. SSM Health Medical Group also offers financial assistance options. Get your SSM Health Medical Group billing questions answered.

Prompt-Pay Discount

If you pay your balance in full, within 30 days from the first statement date, you can receive a 10% discount off your balance.*

*Please note: Due to current legislation, this discount is not available in Wisconsin.

0% Interest Commerce Bank Financing Program

SSM Health partners with Commerce Bank to provide a zero cost, zero interest financing program that allows you to spread payments out over time. Enrollment is easy (no credit check required). There are no origination or interest fees and no pre-payment penalties.

You have three payment options:

  • 24 month financing (for account balances from $600 - $4,999.99)
  • 36 month financing (for account balances from $5,000 - $9,999.99)
  • 60 month financing (for account balances from $10,000 - $50,000)

Financial Assistance

SSM Health is committed to providing financial assistance to people who are without insurance, underinsured, ineligible for a government program, or otherwise unable to pay for medically necessary care. SSM Health provides care of emergency medical conditions to individuals regardless of their ability to pay.

Our hospital based Financial Counselors or our Customer Service Team is happy to assist you in finding the option that is right for you. Our Customer Service Team can be reached Monday through Friday from 8 am - 5 pm CST at 855-989-6789.

To make paying your bill convenient, easy and secure, SSM Health also offers online payment options through MyChart and our online bill pay portal. Both options are available to you 24 hours a day, seven days a week.

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